Andrew
Michael has been incredible over the process of purchasing and building my brand new home. He has provided a simple and easy process to applying for a loan as well has keeping me well ahead of the schedule to be in a comfortable situation and without stress. Not only does he guide me through with loan process, he also provides valuable insight into building with my preferred home builder. Highly recommend Michael for anyone looking for Brokerage services.
Kelvin
Michael has provided top notch service to get both of my loan applications through for two consecutive times. He has been very professional in his work to ensure that I have the right documents with our applications and allow my loans processed, approved and settled on timely manner. I have had the best experience to have worked with him. I would not hesitate to have Michael work on my next loans refinancing in the coming future. Thank you and all the best Michael.
Lina
Michael is highly professional and friendly. He has assisted us to refinance twice and each time has been easy and stress-free. Michael is very organised with ensuring we have all printed documents and is always available to answer any questions we may have, whether that be in person, email or a phone call. He also takes time to get to know his clients and their individual needs to ensure we have the best outcome possible. Our loans were approved and processed in a timely manner. We highly recommend Michael at 23 mortgage solutions. We look forward to having Michael assist us again in the near future!
Duong
Michael was a pleasure to work with. He explained everything, showed us what products were available. He wanted what was best for us and in no way self motivated about what commission he might earn. He prepares all documents and worked his schedule to accommodate us. Michael keeps in touch regularly to see how we are travelling and keep us updated. Highly recommended and top bloke.
Mohammad
Michael did fantastic job helping us to purchase our 1st home. He did great efforts to explain the process and different options. He arranged all necessary meetings and come in person to meet and answer any inquiries and bringing any required documents for printing and signature. He also helped us expediting the loan approval and earlier settlement. Thanks for your help Michael.
Marlon
Michael has been fantastic to work with through our journey of refinancing of our investment home loans. His service and knowledge are exception and we cannot recommend him highly enough. We sought out Michael’s service as we were looking at constructing our 3rd investment home and he has been so flexible, answering all our concerns and questions in a timely manner. He has given us the confidence and we are currently working with him for another endeavour..
Phillip
Michael has been fantastic to deal with. This is my second loan with Michael and his professional and flexibility when it came to arranging after hour’s appointments and answering every question I had and constantly emailing and texting me throughout the process. He even expressed posted my documents for me. He has definitely gone up and beyond all of my expectations. I will and have already been recommending him to family and friends. 5 stars all the way.
S
Michael is the best broker by far! It has been a privilege to have Michael by our sides, during our land and home building journey. He goes above and beyond to make sure the process is smooth-sailing and so supportive throughout. Michael has been able to answer all our enquiries without any hesitation and works so hard to make sure we understand everything.
Luisa
As a Conveyancer, I can highly recommend Michael for all your finance needs. His professionalism allows all matters to proceed seamlessly and keeps all parties updated throughout the transaction. Whether you are buying, selling or have any financial matters, Michael is the person to contact.
Forbes
Massive thank you to Michael who helped me every step of the way in buying my first home. He was extremely helpful and was always available to answer any queries I had. He made the process of buying my first home very easy. Highly recommended.
Giulia
I have had many dealings with Michael over the last few years. He always goes above and beyond for his clients, and also makes my job- as the Conveyancer an easier process. He is always providing us with status updates to ensure a smooth settlement process and ensuring that both the customers and lender is ready to settle on the due date. I always enjoy dealing with Michael and enjoy his energy and positivity to achieve the best outcome for the customers.
Arthur Lontos
Michael went above and beyond to assist us with refinancing our home loan. He was always available to answer any questions we had and made the it easy as possible for us. I would highly recommend Michael and use him again in the future. Thanks once again for everything.
Yin
Massive thanks to Michael for all his assistance. Michael goes above and beyond to help his customers and his willingness to share his knowledge and patience has made the process so much easier. Top service and highly recommended!
Kalyan
Michael listened to what I wanted (rather than simply pushing a product) which is a very important for me. Michael is flexible and made sure that the whole process suited my timelines. He has always taken time to explain the processes in an easily understandable way. His systematic approach always meant that I was getting the information in a timely manner and ready for the next step. Michael has been a pleasure to work with and would recommend him to anyone who is looking for a broker.
Silvia Alkimos
Michael helped us navigate through the highly convoluted and stressful world of mortgages within the banking arena. He was an encyclopaedia of knowledge, had lots of patience and was able to explain to us and help us through each of the necessary requirements in order to successfully obtain our home loan. What was previously a nightmare situation with previous brokers became relatively pain free with Michael’s assistance. I would and have, directed other people including family to him in order that they too can successfully get onto the path of becoming home owners. Thank you Michael, for all your help. I will gladly knock on your door again when it is time for the next foray into mortgages!
Melinda Online
Michael is a fantastic broker to work with. As a conveyancer, Michael keeps you up to date with your clients finance application and provides you with all required documentation and settlement figures prior to you having to request them. This makes our job as a Conveyancer so much easier!! He is dedicated to his clients and goes above and beyond to make the settlement process easy. I would highly recommend Michael to anyone looking to get finance.
Dimitrios Georgakopoulos
We recently refinance our house and Michael has provide excellent service, including: Meeting up at any time and any place to sign the loan application and loan documents, Preparing and printing all the loan application, loan documents, discharge form, Making appointments with the new lender for your new home loan Answering all your enquiries quickly I full recommend 23 Mortgage Solutions!
Hung
Look no further if you need a mortgage broker. Michael is an exceptionally talented mortgage broker who goes above and beyond for his clients. I highly recommend him to others. He is knowledgeable, works hard and was able to make the loan application process easy for me by: – Being there to guide, support and obtain finance for my first land and house purchase. – Working with the land estate agent and conveyancer to get the contract of sale completed. – Meeting up at any time and any place to sign the loan application and loan documents. – Preparing and printing all the loan application, loan documents. – Express posting the sign loan documents. – Assisting the conveyancer with settlement. – Answering all my enquiries at any time.
Boran Rusinovic
Michael has been fantastic, honest and very professional, always kept me updated with a progress of the application, 5 star service I would recommend to anyone đź‘Ť
Ruth Galea
Very helpful. Every time we call Michael he is always on the job straight away . Easy preparation of documents, and helps you to the day you settle . Highly recommend
Katie Bromley
Where do I start, Michael met myself and my father back in 2018 to help me go for my first home and land. Straight off the bat we understood everything he was telling us in layman’s terms. He was there for me for every email and every phone call I didn’t understand, to helping me find a conveyancer. To having everything printed and ready for me to sign on the dotted line and sending them off express post to make sure I had everything sealed signed and delivered all on time. Michael I dont know how I could repay you for everything you have done for me over the 3 year journey. Thank you.
Janette
Michael is, without a doubt, the best mortgage broker I’ve ever dealt with. He’s professional, friendly and knowledgeable. He’s helped us with refinancing in the past and is helping us to apply for a loan. Michael provided us with a personalised service that was tailored to our needs, and provided honest advice about what would work or not. He works tirelessly to get the right outcomes and is available at anytime to answer queries. Michael will pre-fill forms to make it easier for us to proceed without delay. Highly recommend Michael as the broker who will go the extra mile for you.
Rebecca A
We can’t recommend Michael highly enough! We felt completely at ease as Michael’s knowledge base is thorough, but he kept things simple and accessible when explaining our options. Also, he’s a broker that I completely trusted which was a refreshing change from other brokers we’ve met with in past.
Jake Drew
Michael was great at helping us buy our 1st home. For 1st home buyers the whole process is a bit daunting. But Michael helped us through each step, explaining what is next and what we need to do. Thanks for your help mate J & E
Ferlisha Ku
Michael has been fantastic to work with through our journey of building our dream home. His service and knowledge is exception and we cannot recommend him highly enough. We sought out Michael’s service as we were looking at building our 2nd home and he has been so flexible, answering all our concerns and questions in a timely manner (even the late night emails). He has given us the confidence we needed in making this next big step forward and we look forward to working with him for the next year or so.
Jeremy Chenh
Michael has been unbelievable in search for our first home. Any stress or pressure we were feeling he immediately eliminated that by talking through step by step every question we had regarding the whole first home owning process, made us feel a lot more comfortable. Michael made sure to continually check up on us to ensure we were doing fine and heading in the right direction. I would highly recommend Michael to anyone looking to buy a first home as he goes above and beyond to ensure you understand and are comfortable with everything.
James Alexiou
Michael has been exceptional in helping us get our mortgage for our first home as well as helping us refinance when rates dropped. He has great communication, always responds to email and phone calls very quickly and made the overwhelming process of getting a home loan and refinancing a breeze. We will continue our relationship with Michael we’ll into our financial future. Thanks for all your help.
N L
Michael has been there for us every step of the way, guiding us and answering all our questions and concerns. Michael is always there for us and has made purchasing our first home stress free. Would highly recommend speaking to Michael if you haven’t already!
Annie Tran
As first home buyer’s, Michael has guided my partner and I through every step, making the process a lot more comforting and easy. Cannot recommend him any less.
Holly Renata
Being a first home buyer, I had absolutely no idea where to start, where to go and found the idea of buying a house incredibly overwhelming. I did know having stable employment, income and a house deposit was important. I have saved for years for my house deposit and thought it was time to get in touch with Michael. From the get go Michael was incredibly helpful, honest, reliable, very responsive and supportive throughout the whole process. Michael certainly offers the service he says he does & goes above and beyond, keeping us informed every step of the way (even referring us to a conveyancer!) Michael finds solutions that work for you and your individual circumstances and surely did for us. Michael has taken all of the stress & insecurity we had around financing and thanks to Michael we are now pre-approved by our lender of choice and can comfortably attend open inspections with complete peace of mind that we can afford the houses we are looking at. It is so important that you see a mortgage broker and get your finances in order prior to putting an offer in on a home or going to auction. By doing so you have realistic expectations of what you can afford or whether it’s better to wait another year or so to purchase a house. I cannot recommend Michael enough to advise you throughout your journey, he truly looks after his clients. Thank you so much!
Kevin Ramos
I cannot be more thankful for what Michael has done for my family and I. This journey the last 6 months has been an unforgettable experience and Michael delivered on all his promises with quality and integrity.
Every obstacle we encountered, Michael assisted in navigating me with different scenarios and ensured that we were getting value for money, in the short and long term. His knowledge of the current market and the process of securing the loan because of our situation was imperative to successful outcome.
Having a background in the planning and construction industry for the last 2 decades, Michael also gave a lot of non-financial advice which gave me peace of mind that our development would be on track, within scope and budget. His experience, realistic planning really assisted my decision making and managed my expectations.
Michael definitely went over and above with keeping me informed of the progress and was persistent with external parties to ensure we kept within our time frames I had set out from the beginning. Weekends, late nights and early mornings he would be contactable and available, which made the communication side of things very easy.
I would highly recommend Michael for any first home buyers and development opportunities!
Kayla Ravanello
From the first phone call I ever made to Michael, he was nothing but helpful and honest. My partner and I came to Michael with some questions about how to get finance for a block of land, before we could even discuss properly, we had picked out a block we knew we wanted and were putting a deposit on it in two weeks time.
From that night Michael was on top of it all requesting everything he needed, and I mean everything just to make sure the bank couldn’t come back with questions or needing more information/documents that would take time that we didn’t have.
Michael got us our pre approval, recommended a great conveyancer he seems to work in with a lot and shortly after gave us the great news we had been unconditionally approved. Michael made what is usually a stressful time for first land/ homeowners, a lot more comforting and our minds at ease knowing he would get it done in time and make sure we got approved.
He come to our house a few times to go over questions we had and made sure we were fully aware of everything that was happening, and we were signing, and one last time just recently to sign the final documents. We can’t thank Michael enough for all hard work he done in such a short amount of time. He is very passionate about his job and you can tell he truly wants to help and make sure he looks after his customers. Legend 👍
